Our knowledge of the personal financial planning landscape is distilled into this guide of 52 ideas, each being a simple action that you could take to improve your finances.

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Each idea comes with notes summarising why the action might be important to you, as well as giving you practical advice about how you could start putting it into place for yourself.

Everyone is different. Therefore, not all of the ideas will apply to you. We suggest that you flick through them and get started by choosing one that resonates with you.

Some can be completed or discounted almost immediately, whereas others will take more time and thought.

Keep working through them and if you complete one a week, by this time next year you’ll have completed the set and should have made considerable financial progress.