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How to Get the Maximum Value From Your Spending

Morgan Housel’s Article 'The Art and Science of Spending Money' Is a Must Read For Anyone Determined to Get the Most Value From Their Spending.


Think of your money as having 4 pillars – your assets, your liabilities, your income and your expenditure.

Your expenditure is probably the most important of the four.

If you’re naturally a spender, you may never quite be able to meet your own expectations, particularly around retirement, because you’ll most likely struggle to save enough to build up the retirement fund that you need.

If you’re naturally a saver, you stand a decent chance of building a big enough retirement fund, but may struggle to actually bring yourself to a spend it at the rate you could.

Whether you’re a spender or a saver, Morgan Housel’s article about the Art and Science of Spending Money is a must read for anyone who is determined to get the most value from their spending.

We guide our clients to plan their optimum level of expenditure. If you would like our help with getting the most from your own expenditure, please give us a call on 020 3488 9505.


The value of your investments can go down as well as up, so you could get back less

than you invested.

Tax and Estate planning is not regulated by the Financial Conduct Authority.


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