FINANCIAL PLANNING
WITH YOU IN CONTROL

A NEW KIND OF FINANCIAL ADVISER

WE SAVE YOU TIME, ENERGY AND MONEY

Like all good financial planners, we give you peace of mind over your present and confidence in your future.

Uniquely, we aim to reduce your investing costs over time, including our own fees, by charging you time-based fees and proactively simplifying your finances.

This leaves you more of your returns to spend on what's most important to you.

OFFERING CHOICE AND SIMPLICITY

CHARGES BASED ON TIME NOT WEALTH

Our fees are based on your needs, not your portfolio

SIMPLIFYING WHEREVER POSSIBLE

You save time and reduce

your costs

CHOICE OF SERVICE

OPTIONS

You only pay for what adds value to you

"I really appreciate and benefit from Empower's fixed-fee approach, which gives me a far better deal, and far more reassurance, than I'd get under a traditional percentage-of-assets approach."

Robert, Company Director, Kent

WHO ARE YOU SUBSIDISING?

One-size-fits-all services and charging structures, which are almost always based on a percentage of your assets, mean that:

YOU MAY BE SUBSIDISING THOSE WITH LESS WEALTH THAN YOU

And compared with someone of similar wealth:

YOU MAY BE SUBSIDISING THOSE WITH MORE COMPLEX NEEDS THAN YOU

YOU MAY BE SUBSIDISING THOSE WHO DEMAND MORE OF AN ADVISER'S TIME THAN YOU

A FAIRER FEE STRUCTURE

If subsidising others wasn't bad enough, the compounding effect of multiple layers of charges can mean that the financial services industry may take more than half of your lifetime returns if you are not vigilant.

We think you deserve better and so we designed a new approach.

Recent Articles Including Our Opinion

THE FINANCIAL TIMES 22/09/2023 : How to Pay for Long-Term Old Age Care

THE FINANCIAL TIMES 21/07/2023 : Annuities Look Sexy Again. Should Barbie Buy One At 64?

THE TIMES 15/07/2023 : The Annuity Comeback : Get a £2,500 Income Boost

THE FINANCIAL TIMES 30/06/2023 : How to Pay for Private Healthcare

UNBIASED.CO.UK 25/05/2023 : When Should You Start a Pension?

A SERVICE BUILT AROUND YOU

If you want to meet once a year via video conference, why should you pay the same as someone who needs four face-to-face meetings a year?

If you value simplicity and efficiency, why should you pay for an “all-you-can-eat” service that encourages complexity?

Just like an accountant or solicitor, we only charge you for the time and resources that you use.

By reducing complexity, we can save you time, money and hassle. The more we can help you to simplify, the less you’ll pay.

This means that our fees will vary each year, rather than you having to pay the same amount irrespective of how much or how little you need us.

It’s your choice – you are empowered.

"We talked through investments and pensions, as you would expect, but parts of the meeting felt more like a financial therapy session. Jason's really taken a weight off my mind."

Company Director, London

"Working with Antony and Empower is far more than being just about investments and pensions, it is about making key life decisions with the input of a trusted adviser who focuses on us as people, before thinking about how money fits in."

Retired, North West