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FINANCIAL PLANNING
WITH YOU IN CONTROL

A NEW KIND OF FINANCIAL ADVISER



WE SAVE YOU TIME, ENERGY AND MONEY

Like all good financial planners, we give you peace of mind over your present and confidence in your future.

Uniquely, we aim to reduce your investing costs over time, including our own fees, by charging you time-based fees and proactively simplifying your finances.

This leaves you more of your returns to spend on what's most important to you.


A SERVICE BUILT AROUND YOU

CHARGES BASED ON TIME NOT WEALTH

Our fees are based on your needs, not your portfolio

 

SIMPLIFYING WHEREVER POSSIBLE

You save time and reduce

your costs

 

CHOICE OF SERVICE

OPTIONS

You only pay for what adds value to you


WHO ARE YOU SUBSIDISING?

One-size-fits-all services and charging structures, which are almost always based on a percentage of your assets, mean that:

YOU MAY BE SUBSIDISING THOSE WITH LESS WEALTH THAN YOU

And compared with someone of similar wealth:

YOU MAY BE SUBSIDISING THOSE WITH MORE COMPLEX NEEDS THAN YOU

YOU MAY BE SUBSIDISING THOSE WHO DEMAND MORE OF AN ADVISER'S TIME THAN YOU


A FAIRER FEE STRUCTURE

If subsidising others wasn't bad enough, the compounding effect of multiple layers of charges can mean that the financial services industry may take more than half of your lifetime returns if you are not vigilant.

We think you deserve better and so we designed a new approach.

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OFFERING CHOICE AND SIMPLICITY

If you want to meet once a year via video conference, why should you pay the same as someone who needs four face-to-face meetings a year?

 

If you value simplicity and efficiency, why should you pay for an “all-you-can-eat” service that encourages complexity?

 

Just like an accountant or solicitor, we only charge you for the time and resources that you use. 

 

By reducing complexity, we can save you time, money and hassle. The more we can help you to simplify, the less you’ll pay. 

 

This means that our fees will vary each year, rather than you having to pay the same amount irrespective of how much or how little you need us. 

 

It’s your choice – you are empowered.


BENEFITS TO YOU

We’ll help you visualise what your financial future might look like - we’ll show you that everything is going to be alright. And if it’s not, we’ll help you work out what to do about it. 

FOCUS

ON

SIMPLICITY

You reduce your costs and increase your understanding

 

INNOVATIVE CHARGING STRUCTURE

You pay for what you value

 

LOGICAL INVESTMENT APPROACH

You invest based on evidence, not emotion

 

INDEPENDENT

ADVICE

You have an adviser who is not pressured to sell in-house products

 

WELL QUALIFIED

You work with an experienced financial planner with top level qualifications

 

SMALL

TEAM

You avoid tiresome bureaucracy


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RECENT INSIGHTS